Rayko did a fantastic job for clients of mine. The buying process can be intimidating for a buyer, but Rayko made sure to stay in constant communication with them, breaking down each step throughout the process. It was one of the smoothest transactions I’ve been apart of! I cannot recommend him highly enough.

My partner and I would have been absolutely LOST without Rayko’s help. Rayko and the Guild team took such care and patience with us throughout the process of buying our first home. We called Rayko with the most random questions and he always went through the details with us and helped us understand the financial process and beyond. Rayko also always had a positive attitude and a ton of guidance - can’t imagine going through that process with another lender - he’s the best!

Rayko was a great lending partner that made me feel safe and secure in knowing all the different pieces of the home-buying puzzle. You've probably heard horror stories of lenders from before. Rayko was just completely on the ball for communication at all points of the transaction. I never felt out of the loop at any point, which for complex as home buying can be, gave me complete peace of mind! Rayko works with you personally to find the right situation that works for you. No sales pressure. He was able to find me a loan perfectly suited for myself, for the home that I wanted. He ran all numbers and scenarios and laid them out perfectly for me to understand. These personal touchpoints made it certain that I was picking the right option for my own financial health. If you need a lender that works with you, keeps communicating, and has a stellar team working behind them, Rayko is your person! I highly recommend reaching out and seeing what works for you!

Rayko went above and beyond, often in the evenings, to ensure everything was smooth. Even if he hadn’t reached out during the evenings, his service was still wonderful and responsive.

The updates were great.

Thank you for Rayko for a smooth transaction!